Here at TOUR IN PERU we want all our customers to have a 100% satisfying stay in our country! Thus we cover all areas. Making a little investment on travel insurance for Peru certainly offers much greater benefits. Please read this article to know more!
Travel insurance is really smart. It would be quite more expensive to have a problem while vacationing abroad and dealing with it only on your own cash, credit card, etc. For all-encompassing prevention, check our very valuable article about best travel tips. However, here are situations any traveler could face, for which having special coverage would be totally convenient.
1. Refund of unexpected losses
In case of loss of your luggage, the travel insurance will help a lot.
It is not impossible that sometimes luggage disappears at airports, train stations etc. (By the way, check our best tips for Peru’s airports). Or hotels that don’t have a safe box aren’t accountable for the loss of money, jewels, a laptop and so on. Having theft benefits will get you out of such issues for good.
Myself, in the past I have walked out of hotel rooms in South America really worried about valuable items like a laptop, books, jackets or even cash. Now with proper coverage everybody can go out and around with almost no fear. You’ll find more information in our article about safe tourism in Peru.
2. Unplanned interruptions are covered
It may happen a cancelled or delayed plane, train, bus etc, a natural disaster, social upheaval and similars could lead to the disorganization of your schedule and actually having to leave behind some destinations and packages. While many travel agencies will give a proper solution to such issues, it is not the same for all of them. Travel insurance will have issues covered so you won’t lose the money already spent on packages, hotels, personalizing tours and so on. It’s surely recommended you take a look at our Terms and Conditions.
Travel insurance is important in this type of roads or Inca trails.
3. Emergencies are covered
Unfortunately, it is not impossible anywhere in the world and therefore in Peru for a traveler to suffer some accident, from scratching a knee hiking up the Andes to something requiring going to a clinic. In our country, good, private medical care is expensive too, and most first-world government health programs don’t include overseas expenses.
With a proper plan, any potential health emergency expense can be significantly lowered, so it is utterly recommendable, particularly in cases when somebody has to be sent back to his country (without coverage, the bills can be very expensive.) Of course most of the times here it’s nothing more than altitude dizziness or an aching foot, but still.
4. Helps if you have any legal matter
It may happen a traveler gets involved in some confusing situation while abroad, leading to police or authorities intervention. Liability protection in our country will help with legal expenses like lawyer, police documents, embassy or consulate fees and so on. For complete information on these issues, check our Code of Conduct for Travelers.
Note: it is not redundant or superfluous to keep in mind insurance contracts will vary according to the company and the country. So, it is mandatory you carefully check the clauses. For example, some companies will cover 40, 50 or 60% of luggage losses or medical costs, some will exclude covering of legal matters, there are exceptions for some insurers and so on. You must study carefully the articles and ask for a lawyer’s opinion if needed.
We present some travel insurance companies for you to choose.
Get away from everyday cares and pressures. Buy good travel insurance and focus 100% on enjoying and relaxing in our amazing country!
